How we are paid
On receiving an enquiry we invite a prospective client to come to our offices for a preliminary meeting or we can arrange to meet at another suitable location. The purpose of the meeting is firstly to establish whether we are able to assist with your needs and objectives and secondly to discuss how we would be paid for our services should we be instructed to proceed. There is no charge for this preliminary meeting and no obligation on either side.
After the initial free consultation, we will agree with you a fee for our services.
Initial Consultation – at our expense
A meeting to establish your objectives and explain how we work and whether we can work together will be held entirely at our expense. At the end of this meeting we will agree with you what level of service will be provided to you and how you wish to proceed. Depending on the work required of us, we will agree a charging strategy and begin to work on your behalf.
Familiarisation, Research, investment selection and implementation
We charge 3% of the value of assets that are invested with us.
The charge for ongoing service will be agreed in advance and is 1% a year of the value of the wealth upon which we advise.
No charges for fees will be made without prior notification in writing.
For mortgage advice you can choose how we are paid: you can either pay us a fee, usually £500, or we can accept payment from the lender.
Your home may be repossessed if you do not keep up repayments on your mortgage.